Health Insurance – Complete Guide

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What Is Health Insurance?

Health Insurance helps cover medical expenses that are not fully covered by provincial healthcare plans in
Canada. It provides financial protection against unexpected health costs and ensures access to quality care when you need it most.
At Right Place Financial, we help individuals, families, and business owners choose health coverage that fits
their lifestyle, budget, and long-term needs.

Who Needs Health Insurance?

Health insurance is ideal for:

What Does Health Insurance Cover?

Coverage may vary by insurer and plan, but typically includes:

Prescription Drugs

• Partial or full coverage for prescribed medications
• Helps manage ongoing and long-term treatment costs

Dental Care

• Routine checkups, cleanings
• Major dental procedures (depending on plan)

Vision Care

• Eye exams
• Glasses and contact lenses

Paramedical Services

• Physiotherapy
• Chiropractor
• Massage therapy
• Naturopath services

Hospital & Medical Extras

• Semi-private or private hospital rooms
• Medical supplies & equipment

Benefits

Why Choose Right Place Financial?

Types of Health Insurance Plans

Individual Health Plans

Flexible coverage designed for individuals and families without group benefits

Group Health Plans

Ideal for small businesses to attract and retain employees with competitive benefits

Supplemental Health Coverage

Enhances existing employer or government coverage